Privacy Policy

Finance with Prakash
Website: www.prakashmahapatra.co.in
Email: prakash@prakashmahapatra.co.in

Effective Date: 05/05/2026

1. Introduction

Welcome to Finance with Prakash. We value your privacy and are committed to protecting your personal information.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our financial service-related offerings, including:

  • Health Insurance Services
  • Life Insurance Advisory
  • Mutual Fund Distribution
  • Portfolio Management Services (PMS) Distribution
  • Financial Education & Consultation

By using our website, you consent to the practices described in this Privacy Policy.

2. Information We Collect

We may collect the following types of information:

a) Personal Information

When you fill out forms, contact us, or request services, we may collect:

  • Full Name
  • Phone Number
  • Email Address
  • City / Location
  • Financial Goals
  • Investment Preferences
  • Insurance Requirements
  • PAN / KYC details (only when necessary for regulatory compliance)

b) Non-Personal Information

We may automatically collect:

  • IP Address
  • Browser Type
  • Device Information
  • Pages Visited
  • Time Spent on Website

c) Cookies

Our website may use cookies to improve user experience and website performance.

You can disable cookies through your browser settings.

3. How We Use Your Information

We use your information to:

  • Provide financial products and services
  • Respond to inquiries
  • Process insurance and investment-related requests
  • Share product information and updates
  • Improve website functionality
  • Comply with legal and regulatory obligations
  • Prevent fraud and unauthorized activity

4. Sharing of Information

We do not sell, rent, or trade your personal information.

We may share your information only with:

  • Insurance companies
  • Mutual fund AMCs
  • Portfolio Management Service providers
  • Regulatory authorities (if legally required)
  • Technology/service providers assisting website operations

All such sharing is done strictly for service delivery and compliance purposes.

5. Data Security

We implement reasonable administrative, technical, and security safeguards to protect your information.

However, no internet transmission is completely secure, and we cannot guarantee absolute security.

6. Regulatory Compliance

Our services are offered in accordance with applicable Indian financial regulations, including guidelines issued by:

  • IRDAI (Insurance Regulatory and Development Authority of India)
  • SEBI (Securities and Exchange Board of India)
  • AMFI (Association of Mutual Funds in India), where applicable

We collect and process data only for lawful purposes.

7. Third-Party Links

Our website may contain links to third-party websites.

We are not responsible for the privacy practices or content of those websites.

8. Your Rights

You may request to:

  • Access your personal information
  • Correct inaccurate information
  • Withdraw consent (subject to legal/regulatory obligations)
  • Request deletion where applicable

To exercise these rights, contact us at:

Email: prakash@prakashmahapatra.co.in

9. Communication Consent

By submitting your details on our website, you consent to receive:

  • Calls
  • SMS
  • WhatsApp messages
  • Emails

related to financial products, services, updates, and consultations.

You may opt out at any time.

10. Disclaimer

Finance with Prakash acts as a distributor/facilitator for financial products.

Investment in mutual funds and PMS are subject to market risks. Please read all scheme-related documents carefully before investing.

Insurance is subject to policy terms and conditions.

11. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time.

Changes will be posted on this page with an updated effective date.

12. Contact Us

Finance with Prakash

Anand Niketan Marg;

Near Circuit House
Balangir, Pin – 767001

Odisha,

India
Email: prakash@prakashmahapatra.co.in
Website: www.prakashmahapatra.co.in

 

Privacy Policy: Finance with Prakash protects your personal information and complies with applicable Indian financial regulations including IRDAI and SEBI guidelines. We do not sell your data and use it only for service delivery and regulatory compliance.